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Kent State University does not endorse any lender or lending institution. We will process a private education loan from ANY lending institution. To assist you in your search, we do recommend using ELM Select. ELM Select is a private loan selection tool that helps students and parents make a wise choice regarding borrowing a private loan. ELM Select allows you to compare up to five lender rates, terms and benefits at a time.

Kent State University selected the ELM Select lender options for the following reasons:

In order for your federal student aid (Title IV aid, which includes Parent PLUS loans) to pay for non-institutional charges, an authorization must be provided by you. Authorization is needed to allow Title IV aid to pay for prior year non-institutional charges. As a new student, this authorization is part of your online registration process via FlashLine:

• from Federal Student Aid if you are looking for help with your student loan decisions.
• Contact the servicer of your Direct Loan if you transfer from Kent State, drop below half-time status or there is a change in your name, permanent address, telephone or email information.

The Robin McManus Fund for Children supports the Kent State University Child Development Center (CDC) and its littlest learners. Your gift provides tuition assistance so more children in our community can access the enriching experience of a CDC education.

• Accept, reduce or decline your loan award(s) through .
• Follow directions on your offer letter if you choose to adjust or decline the loan.
• Complete As a part of Entrance Counseling, you will receive information regarding Direct Loans, budgeting your expenses, repayment options and your rights and responsibilities as a borrower
• Sign your
• Fi

Federal regulations require the annual maximum loan amount an undergraduate student may borrow be prorated in certain situations:

Most financial aid packages will include student loans; however, Federal Direct Loans (subsidized and unsubsidized) may not cover the total cost of college expenses. Private loans provide students with additional funding for these unmet college expenses.